What yacht and where?

So, wanting to enjoy bigger boats after being hooked on sailing again by the Day Skipper experience, how, when and where?

Well, living on the East Coast, sailing is available locally either on the North Sea, or the Norfolk Broads.  A good friend recommended Lowestoft Cruising Club as a great base for either and I am sure I will join so as to enjoy local cruising and maybe a few races.  Maybe a shallow draft monohull could work for both the Broads and North Sea.  It still might be an option until my work commitments reduce.  Multihulls really a no no though (marina fees and not suitable for the Broads).

Our "second home" is the Philippines.  My wife Elvie is originally from the North East extremity of the main Island Luzon.  We are lucky enough to own a beach lot there.  Plenty of room for a boat.  However, it has a reef extending from the beach which means a shallow draft would be a sensible requirement for any yacht.  It is also in a typhoon prone area.  There are no marina or lift out facilities.  As we might eventually live out there, maybe waiting till then for a definitive yacht would seem sensible?  The water is certainly a lot warmer!

There is certainly space to build a boat and plenty of local help available.  We will have to squeeze a boat past a few trees, but no problem with weather being too cold for epoxy to cure!
Over the last couple of years, I must have changed my future yachting plans almost weekly. What would be a trigger to the next stage?